Chief Investment Officer Mike Sluder, Director of Portfolio Management, Fixed Income Andrea Parker and Senior Director of Synovus’ Market Intelligence Cal Evans sat down on February 2, 2026, to share their perspectives on the latest market signals. From the 2026 macroeconomic outlook and insights from the recent Market Intelligence client survey to the Fed’s rate path, fixed income positioning and emerging opportunities across asset classes, their discussion seeks to highlight what investors should watch, and what they shouldn’t lose sleep over, in the months ahead.

Topics covered include:

0:35 – 2026 Macroeconomic Outlook

2:43 – Q4 2025 Microeconomic Client Survey Results

5:33 – 2026 Outlook on the Fed, Interest Rates and Fixed Income

10:23 – Market and Investment Opportunity for TFO Asset Classes

12:40 – Commercial Real Estate Opportunities

14:26 – 2026 Indicators to Watch

17:44 – Areas of Uncertainty Investors Shouldn’t Obsess Over

Disclosures

This report has been prepared from sources and data believed to be reliable but not guaranteed to or by Synovus Trust Company, N.A. Opinions expressed are subject to change without notice. Synovus Trust Company, N.A. has prepared and presented this report for the sole usage of its clients as information and is neither an offer to sell nor a solicitation of an offer to buy any security.

Family office services are provided through The Family Office at Synovus, a division of Synovus Trust Company, N.A. Investment products and services are offered through Synovus Securities, Inc ("SSI"), Synovus Trust Company, N.A. ("STC"), and Creative Financial Group, a division of SSI. Trust services are provided by Synovus Trust Company, N.A. The registered broker-dealer offering brokerage products is Synovus Securities, Inc., member FINRA/SIPC and an SEC Registered Investment Adviser. Investment products and services are not FDIC insured, are not deposits of or other obligations of Pinnacle Bank, are not guaranteed by Pinnacle Bank and involve investment risk, including possible loss of principal amount invested.

Synovus Securities, Inc. is a subsidiary of Pinnacle Financial Partners, Inc., and an affiliate of Pinnacle Bank, a Tennessee bank, d/b/a as Synovus Bank and Synovus Trust. Synovus Trust Company, N.A. is a subsidiary of Pinnacle Bank, a Tennessee bank  d/b/a Synovus Bank.